Answering life’s big financial questions – "When can I retire?"…"How much should I save?"…"How much can I spend?" – may seem daunting, especially in light of increasing complexity in markets and tax regulations. So too can specific decisions such as refinancing a home or timing the receipt of Social Security benefits. Our process is designed to address all of these concerns in the context of the client’s big picture. We develop a cohesive roadmap for each client, always prepared for course adjustments as goals and needs change.